United States · Carrier cash flow

Freight factoring

Get to the right factoring company with your questions already answered.

Waiting thirty to sixty days for a broker to pay is what stops a carrier taking the next load. Freight factoring closes that gap — you sell the invoice and get most of the money within a day. We work with established factoring companies serving US trucking, and our job is the part before you sign: explaining how it works, what it costs against what it frees up, and whether it suits the way you run. Then we introduce you directly to the right people. The factoring company holds the agreement and pays you; we make sure you walk into it understanding it.

Schedule a call Send an enquiry

US-wideOwner-operators and small fleets

DirectIntroduction to a named contact

No pressureWe will tell you if it does not suit

1 dayWe reply to enquiries

What the desk covers

Everything included

01A conversation about your operationFleet size, the brokers you haul for, how long they take to pay, what fuel is costing you. Factoring suits some carriers and not others, and that call is where you find out which one you are.

02How factoring worksAdvance rates, the reserve, recourse versus non-recourse, fuel cards and the back-office tools that come bundled with an account — explained in plain English before you speak to anyone in sales.

03What the application will ask forThe documents a factor will want — MC and DOT numbers, W-9, certificate of insurance, bank details — and the terms worth reading twice, so nothing in the process catches you out.

04A direct introductionWe put you in front of the right person rather than a web form, and pass on what you have already told us, so you are not explaining your situation for the third time.

05The questions worth askingWhat happens when a broker does not pay, how the reserve is released, how notice periods and minimum volumes work. We will tell you what to ask so you get straight answers rather than a brochure.

06The rest of your back officeIf factoring is not the answer, or you also need truck dispatching, web work or marketplace support, those are desks we staff ourselves — and we will say so plainly rather than sell you something you do not need.

Included as standard

What you get either way

A straight answer on whether factoring fits your operation
How advance rates, reserves and fees actually work
Recourse and non-recourse explained in plain English
The document list you will be asked for, before you apply
A named contact rather than a web form
Our read on the terms worth asking about
No obligation to proceed after the call
Conversations on US Eastern hours

How we start

Tell us where the cash is tight

A short call or a form. How long your brokers take to pay, what you have already tried, and what the gap is actually costing you in missed loads.

We walk you through it

What factoring does, what it costs, and what it will not fix. If the numbers do not work in your favour we will tell you here rather than later.

The introduction

We connect you directly to a factoring partner with your situation already explained, so the first conversation starts somewhere useful.

Your agreement

The factoring company runs the application, the approval and the funding, and pays you directly. If anything they send over needs unpacking, our line stays open.

Questions we get asked

Before you commit

Are you a factoring company?

No. We are an introduction partner. The factoring company underwrites the account, holds the agreement and pays you. What we do is explain how it works, answer your questions honestly and put you in front of the right people.

How do you choose who to introduce me to?

By what you haul, who you haul for and how big you are. A fleet of twenty and a single owner-operator are not well served by the same agreement. If what you need sits outside what our partners do well, we will say so.

Does factoring suit every carrier?

No. If your brokers pay inside fifteen days and your margins are thin, the fee can cost you more than the cash-flow gap is worth. We would rather tell you that on a call than introduce you to something that does not help.

What should I have ready before we talk?

Your MC and DOT numbers, a rough monthly invoice volume, the brokers you haul for most often and how long they usually take to pay. That is enough for a conversation worth having.

Other departments